Terms & Conditions

By accessing or using monarchfinancial.us (the "Site"), you agree to the following terms. If you do not agree, please do not use this Site.

Informational Purposes Only

The content on this Site is provided for general informational purposes and does not constitute financial, insurance, legal, or tax advice. Nothing on this Site should be relied upon as personalized advice or as a substitute for a one-on-one conversation with a licensed professional about your specific situation.

Licensing

Darwin Aguilera is a licensed insurance professional in California and additional states. Products and services referenced on this Site may not be available in every state, and availability is subject to individual licensing and eligibility.

No Attorney-Client Relationship

Monarch Financial is not a law firm. References to trust drafting, legal work, or an attorney team refer to independent, separately licensed professionals. Nothing on this Site creates an attorney-client relationship between you and Monarch Financial.

Accuracy of Information

We aim to keep information on this Site accurate and current, but we make no guarantees regarding its completeness or accuracy, and it may change without notice.

Limitation of Liability

To the fullest extent permitted by law, Monarch Financial is not liable for any damages arising from your use of, or inability to use, this Site or its content.

Governing Law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Changes to These Terms

We may update these Terms & Conditions from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these Terms & Conditions can be directed to Monarch Financial through the contact form on the homepage.